Business Owners Policy
A practical package that may combine property and liability coverage for eligible businesses.
Learn moreBusiness insurance
Coverage built around how your business actually operates.
Agency 1 helps businesses evaluate property, liability, vehicles, employees, contracts, professional services, cyber risk, and bonds through one organized insurance relationship.
What we can help protect
A substantial view of commercial risk.
We start with operations—not a generic package—then consider the policies, limits, and carrier options that may fit the business.
General Liability
Protection for covered claims involving injury, property damage, and certain business activities.
Learn moreCommercial Property
Coverage for buildings, inventory, equipment, furniture, and fixtures.
Learn moreCommercial Auto
Coverage for company-owned vehicles, drivers, and related business use.
Learn moreWorkers’ Compensation
Coverage addressing eligible employee injuries and occupational illness.
Learn moreProfessional Liability
Protection for claims involving professional services, advice, errors, or omissions.
Learn moreCyber Liability
Coverage considerations for data incidents, cyber events, and response costs.
Learn moreCommercial Umbrella / Excess
Additional limits above eligible underlying commercial liability policies.
Learn moreBonds
Construction, commercial, fidelity, and financial bond options for eligible obligations.
Learn moreThe Agency 1 approach
Your business changes. Its insurance should keep pace.
New property, vehicles, employees, services, contracts, technology, and insurance markets can reshape risk. Agency 1 can help clients understand changes and evaluate appropriate next steps without assuming every account needs the same answer.
Ready when you are
Let’s make sure you’re properly protected.
Tell us what you need and our team will help you take it from there.